Separation & Divorce
Compassionate financing through life's hardest transitions.
Spousal buyouts, equity takeouts up to 95%, and a discreet, judgment-free process built around your timeline.
Why this matters
Divorce and separation reshape every financial decision especially the home. We work directly with your lawyer or mediator to structure a mortgage that lets one spouse stay, the other move forward, and the family transition with dignity.
Free 15-minute strategy call
No credit pull. No pressure. Just a clear answer to "what's actually possible for me?"
- What you get
Built around your numbers.
Spousal buyout program
Refinance up to 95% of your home's value (vs. the standard 80%) to buy out your former partner's share.
Lawyer & mediator coordination
We speak directly with your legal team so terms in the separation agreement match what lenders will actually approve.
Single-income qualification
Strategies to qualify on one income, including alimony, child support, and rental income.
Discreet, judgment-free
Private consultations, evening calls, and zero pressure. Your timeline drives the process.
- How it works
A calm, four-step path forward.
01
Confidential consultation
02
Affordability assessment
We determine what staying in the home would actually look like on a single income.
03
Lawyer-aligned structuring
We coordinate with your lawyer to ensure the separation agreement supports lender approval.
04
Funding & fresh start
Close, transfer title, and begin the next chapter with clarity.
- Separation & Divorce
Confidential separation consultation
- Common questions
Real answers,
no fine print.
Don’t see your question?
- Ask us directly.
Eventually yes, but we can start the assessment and pre-planning before it's signed so you know what's possible.
Yes the federal Spousal Buyout Program treats this as a purchase, not a typical refinance, allowing higher loan-to-value.
Title and mortgage removal can still be achieved through court orders. We work with your lawyer on the lender side of the equation.
Ready to know your true number?
Fast. Free. No credit pull required.