Rental Properties
Build a portfolio that pays
you back.
Rental-friendly lenders, rental income offset programs, and BRRRR-strategy financing for serious Manitoba investors.
Why this matters
Most banks treat rental properties as a liability. We work with lenders who treat them as the asset they are using rental income to qualify, structuring portfolios for scale, and unlocking equity between properties to keep you growing.
Free 15-minute strategy call
No credit pull. No pressure. Just a clear answer to "what's actually possible for me?"
- What you get
Built around your numbers.
Rental income inclusion
Use 80–100% of rental income to qualify, vs. the 50% most banks allow.
Portfolio lenders
Access lenders who don't cap you at 4–5 properties.
BRRRR-friendly structuring
Buy, Renovate, Rent, Refinance, Repeat — with mortgage products built for the strategy.
Corporate & holdco financing
We arrange mortgages held in your operating company or holdco for tax efficiency.
- How it works
A calm, four-step path forward.
01
Portfolio review
02
Scale strategy
03
Approvals in parallel
When you’re scaling fast, we structure simultaneous approvals across multiple lenders.
04
Refinance & redeploy
Pull equity out of stabilized properties to fund the next acquisition.
- Rental Properties
Plan your next acquisition
- Common questions
Real answers,
no fine print.
Don’t see your question?
- Ask us directly.
20% minimum on properties you don't live in. We can sometimes structure 5% on owner-occupied multi-units (up to 4-plex).
Absolutely. The right lender uses 80–100% of rental income, dramatically increasing your borrowing power.
Depends on your tax situation, liability tolerance, and scale. We coordinate with your accountant on the financing side.
Ready to know your true number?
Fast. Free. No credit pull required.